Budget and Planner

Right now · one thing only

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Safe to spend today

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Three small things

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Coming up

The month so far

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Went out

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Came in

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Went out

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Kept

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Every day this month

—today—

Run to payday

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—today—

Left to last—
Each day from here—
Ahead by—

Milestones

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Every day this month

still to pay money in already paid

each day from here —

Notes

no notes kept

notes stay with the month — they never change the numbers

Kept notes

At a glance

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Came in

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Went out

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Kept

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Still yours

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What’s happening

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nothing here was a surprise

Optional

Use it on your phone and computer

Saved here

Your planner already saves on this device. Turn on syncing only if you want the same information on another device.

Make it yours

saved as you type

Add the name you want to see and give this planner a title that feels like yours.

Your preferred name shown in your planner — leave it blank to show Your planner

Your planner title for example: My calm money plan or Family budget

Your money

saved as you type

Two numbers do most of the work.

In checking right now type it from your bank — this planner never connects to your bank

Already set aside money in checking that is already spoken for

Your usual paycheck roughly is fine — it only shapes the forecast

Currency changes the mark and the decimals, not the maths

Payday

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Everything is measured to your next payday.

How often you are paid irregular pay still works: the month is used instead, and the screen says so

A day you were paid any one real payday — the rest are worked out from it

How much to show

nothing is deleted

Simple keeps the everyday screens close. Everything included adds the deeper planning tools.

Appearance

two coordinated themes

The same colour meanings in a bright working space or a high-contrast midnight one.

This pay period

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Safe to spend—
Per day until payday—
In checking—
Bills still to land—
Set aside and already spent—

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Envelopes

caps, not reservations

Over a cap? No shame, just information — the money was already counted once.

Your data

Your planner saves on this device first. If you turn on device sync, an encrypted copy is also stored so your connected devices can stay up to date.

Your first backup has not been downloaded yet.

Restore from a backup

Erasing takes every number off this device and stops syncing here. It does not erase your other connected devices. No undo — download a backup first.

Still to go out

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Soonest first

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Arrived this month

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Still to come

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Later

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Newest first

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Put away so far

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Still to find

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Nearest date

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Every goal

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Still owed

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Left across every envelope

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Spent

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In caps

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Every envelope

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a cap is a line to notice, not a wall — nothing here moves or reserves money

Reached so far

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Every milestone

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Opening your planner…

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Three small things

Coming up

The month so far

Every day this month

Run to payday

Milestones

Every day this month

Notes

Kept notes

At a glance

What’s happening

Four small steps, then the useful number appears.

Use it on your phone and computer

Make it yours

Your money

Payday

How much to show

Appearance

This pay period

Envelopes

Your data

Still to go out

Soonest first

Add a must-pay

Arrived this month

Newest first

Put down money in

Put away so far

Every goal

Add a goal

Still owed

Which one first

Add a debt

Left across every envelope

Every envelope

Not in an envelope

Add an envelope

Reached so far

Every milestone